Budget 2025
- Published on: 1 October 2024
- Last updated on: 15 November 2024
- October cost of living bonus
- Cost of living measures
- Supports to address child poverty
- Supports for families and children
- Supports for carers
- Supports for pensioners
- Supports for people with disabilities
- Supports for lone parents
- Auto-enrolment
- Supports for jobseekers
- Christmas bonus
- Factsheet
- Tables
- Pen Pics
The largest social welfare package in the history of the State providing €2.6 billion to assist households.
October cost of living bonus
The October cost of living bonus will be paid this year to more than 1.38 million people on primary weekly payments, including pensioners, people with disabilities, carers and lone parents. The bonus will be paid in the week commencing 28 October 2024.
Those receiving the Beneficiary of Temporary Protection Weekly Payment will get the bonus on the 14 November 2024.
The October bonus will be paid on the same basis as the Christmas bonus in December. If you are getting a primary weekly payment, (these are all of the main payments from the Department of Social Protection), you will get a 100% increase in your weekly rate of payment.
The Living Alone Increase, the Increase for Living on a Specified Island and the Over-80 Increase are not primary weekly payments. These payments are increases to weekly payments for those that are eligible to get them. If you get these increases, the increase will be doubled along with your primary payment.
Alert on scam phone calls and scam text messages
Following the Budget 2025 announcement there may be an increase in fraudulent texts or calls asking people to register for the lump sums and double payments. If you are entitled to a lump sum or double payment, these will be automatically paid and you do not need to apply for it. Read more on our alert on scam phone calls and scam text messages
Cost of living measures
- €300 cost of living lump sum payment to all households getting Fuel Allowance
- €200 cost of living lump sum payment for pensioners and people with a disability getting the Living Alone Increase
- €400 cost of living lump sum payment to all families getting the Working Family Payment to be paid in November 2024
- double payment of Child Benefit to be paid in both November and December 2024 to support all families with children
- €400 cost of living lump sum payment for people getting Carer's Support Grant*
- €400 cost of living lump sum payment for people getting Disability Allowance, Blind Pension and Invalidity Pension*
- €100 cost of living lump sum payment for people getting a Child Support Payment (previously known as Increase for a Qualified Child) to be paid for each qualified child in November 2024
- October cost of living bonus will be paid on the same basis as the Christmas bonus to groups including pensioners, carers, lone parents, people on disability payment, long-term jobseeker recipients
- Christmas bonus will be paid to 1.3 million social welfare recipients
Please note
* The once-off payment to people getting Disability Allowance, Invalidity Pension, Blind Pension and/or Carer’s Support Grant, is only payable in respect of one payment, even if you qualify for more than one of the payments or are caring for more than one person.
Supports to address child poverty
- €12 increase in most weekly social welfare payments from January 2025. There will be proportionate increases for qualified adults and people getting a reduced rate
- €15 increase in Maternity Benefit, Paternity Benefit,Adoptive Benefit and Parent's Benefit from January 2025
- weekly rates of Child Support Payment (previously known as Increase for a Qualified Child) will increase by €8 to €62 for those aged 12 and over, and by €4 to €50 for under 12s in January 2025. This means an annual payment of up to €3,224 for a child aged 12 and over, and up to €2,600 for a child aged under 12 (if they are eligible to get the increase on a primary payment) for a full year
- Newborn Baby Grant of €280 in addition to the first month of Child Benefit(€140) for children born on or after 1 December 2024
- the income thresholds for the Working Family Payment will increase by €60 a week regardless of family size from January 2025
- extend the Hot School Meals to all remaining primary schools on a phased basis from April 2025
- School Meals Holiday Hunger pilot project will start in summer 2025
- €400 cost of living lump sum payment to all families getting the Working Family Payment to be paid in November 2024
- €100 cost of living lump sum payment for people getting a Child Support Payment (previously known as Increase for a Qualified Child) to be paid for each qualified child in November 2024
- double payment of Child Benefit to be paid in both November and December 2024
- October 2024 cost of living bonus will be paid on the same basis as the Christmas bonus
- Christmas bonus to be paid in December 2024
Supports for families and children
- €12 increase in most weekly social welfare payments from January 2025. There will be proportionate increases for qualified adults and people getting a reduced rate
- €15 increase in Maternity Benefit, Paternity Benefit,Adoptive Benefit and Parent's Benefit from January 2025
- weekly rates of Child Support Payment (previously known as Increase for a Qualified Child) will increase by €8 to €62 for those aged 12 and over, and by €4 to €50 for under 12s in January 2025. This means an annual payment of up to €3,224 for a child aged 12 and over, and up to €2,600 for a child aged under 12 (if they are eligible to get the increase on a primary payment) for a full year
- Newborn Baby Grant of €280 in addition to the first month of Child Benefit(€140) for children born on or after 1 December 2024
- the income thresholds for the Working Family Payment will increase by €60 a week regardless of family size from January 2025
- extend the Hot School Meals to all remaining primary schools on a phased basis from April 2025
- School Meals Holiday Hunger pilot project will start in summer 2025
- €400 cost of living lump sum payment to all families getting the Working Family Payment to be paid in November 2024
- €100 cost of living lump sum payment for people getting a Child Support Payment (previously known as Increase for a Qualified Child) to be paid for each qualified child in November 2024
- double payment of Child Benefit to be paid in both November and December 2024
- October 2024 cost of living bonus will be paid on the same basis as the Christmas bonus
- Christmas bonus to be paid in December 2024
Supports for carers
- €12 increase in the maximum rate of the Carer's Allowance and Carer's Benefit. from January 2025. There will be proportionate increases for people getting a reduced rate
- weekly rates of Child Support Payment (previously known as Increase for a Qualified Child) will increase by €8 to €62 for those aged 12 and over, and by €4 to €50 for under 12s in January 2025. This means an annual payment of up to €3,224 for a child aged 12 and over, and up to €2,600 for a child aged under 12 (if they are eligible to get the increase on a primary payment) for a full year
- increase in the Carer's Allowance income disregard to €625 for a single person and €1,250 for a couple from July 2025
- extend Carer's Benefit to people who are self-employed from January 2025
- €150 increase in the Carer's Support Grant paid annually in June
- Carer's Allowance will become a qualifying payment for Fuel Allowance from January 2025, subject to meeting all criteria of the Fuel Allowance scheme, including satisfying the Fuel Allowance means test
- €20 increase a month in Domiciliary Care Allowance from January 2025
- €400 cost of living lump sum payment for people getting Carer's Support Grant* to be paid in November 2024
- €100 cost of living lump sum payment for people getting a Child Support Payment (previously known as Increase for a Qualified Child) to be paid for each qualified child in November 2024
- double payment of Child Benefit to be paid in both November and December 2024
- October 2024 cost of living bonus will be paid on the same basis as the Christmas bonus
- Christmas bonus to be paid in December 2024
Supports for pensioners
- €12 increase in most weekly social welfare payments from January 2025. There will be proportionate increases for qualified adults and people getting a reduced rate
- the amount not taken into account when you sell your home to move into care will increase to €337,500 from January 2025 for those who get State Pension (Non-contributory), or Disability Allowanceor Blind Pension
- means test disregard for Fuel Allowance extended to those aged 66 and over from January 2025 - €524 (single person) and €1,048 (couple) meaning more people will qualify for this support
- Free Travel Scheme Companion Pass for all those aged over 70 from September 2025
- €300 cost of living lump sum payment to all households getting Fuel Allowance to be paid in November 2024
- €200 cost of living lump sum payment to people who are getting a Living Alone Increase to be paid in November 2024
- October cost of living bonus for pensioners
- Christmas bonus to be paid in December 2024
Supports for people with disabilities
- €12 increase in the maximum personal rate of weekly disability payments from January 2025. There will be proportionate increases for people getting a reduced rate
- the amount not taken into account when you sell your home to move into care will increase to €337,500 from January 2025 for those who get State Pension (Non-contributory), or Disability Allowanceor Blind Pension
- €20 increase a month in Domiciliary Care Allowance from January 2025
- €400 cost of living lump sum payment for people gettingDisability Allowance, Invalidity Pension and Blind Pension* to be paid in November 2024
- €300 cost of living lump sum payment to all households getting Fuel Allowance to be paid in November 2024
- €200 cost of living lump sum payment to people who are getting a Living Alone Increase to be paid in November 2024
- October 2024 cost of living bonus will be paid on the same basis as the Christmas bonus
- Christmas bonus to all persons getting a long-term disability payment to be paid in December 2024
Supports for lone parents
- €12 increase in most weekly social welfare payments from January 2025. There will be proportionate increases for qualified adults and people getting a reduced rate
- €15 increase in Maternity Benefit, Paternity Benefit, Adoptive Benefitand Parent's Benefitfrom January 2025
- weekly rates of Child Support Payment (previously known as Increase for a Qualified Child) will increase by €8 to €62 for those aged 12 and over, and by €4 to €50 for under 12s in January 2025. This means an annual payment of up to €3,224 for a child aged 12 and over, and up to €2,600 for a child aged under 12 (if they are eligible to get the increase on a primary payment) for a full year
- €400 cost of living lump sum payment to all families getting the Working Family Payment in November 2024
- double payment of Child Benefit to be paid in both November and December 2024
- Newborn Baby Grant of €280 in addition to the first month of Child Benefit(€140) for children born on or after 1 December 2024
- the income thresholds for the Working Family Payment will increase by €60 a week regardless of family size from January 2025
- €300 cost of living lump sum payment to all households gettingFuel Allowanceto be paid in November 2024
- €100 cost of living lump sum payment for people getting a Child Support Payment (previously known as Increase for a Qualified Child) to be paid for each qualified child in November 2024
- extend the Hot School Meals to all remaining primary schools on a phased basis from April 2025
- School Meals Holiday Hunger pilot project will start in summer 2025
- October 2024 cost of living bonus will be paid on the same basis as the Christmas bonus
- Christmas bonus to be paid in December 2024
Auto-enrolment
- introduction of the Auto-enrolment retirement savings scheme from 30 September 2025, helping almost 800,000 workers save for their retirement
Supports for jobseekers
- increase of €12 in maximum personal weekly rate of jobseekers’ payments from January 2025. There will be proportionate increases for qualified adults and people getting a reduced rate
- weekly rates of Child Support Payment (previously known as Increase for a Qualified Child) will increase by €8 to €62 for those aged 12 and over, and by €4 to €50 for under 12s in January 2025. This means an annual payment of up to €3,224 for a child aged 12 and over, and up to €2,600 for a child aged under 12 (if they are eligible to get the increase on a primary payment) for a full year
- €100 cost of living lump sum payment for people getting a Child Support Payment (previously known as Increase for a Qualified Child) to be paid for each qualified child in November 2024
- double payment of Child Benefit to be paid in both November and December 2024
- October 2024 cost of living bonus paid on the same basis as the Christmas bonus
- Christmas bonus to all people getting a long-term jobseeker payment
- introduction of the Jobseeker's Pay-Related Benefit Scheme from 31 March 2025
Christmas bonus
The Christmas bonus will be paid to those getting a long-term social welfare payment in December 2024. This year, the Christmas bonus has been extended to those who have been getting Illness Benefit for 12 months or longer.
People who are getting the following payments will get the Christmas bonus.
- Back to Education Allowance
- Back to Work Enterprise Allowance
- Back to Work Family Dividend
- Beneficiary of Temporary Protection Weekly Payment
- Blind Pension
- Carer's Allowance
- Carer's Benefit
- Community Employment
- Daily Expenses Allowance (long term)
- Deserted Wife's Allowance
- Deserted Wife's Benefit
- Disability Allowance
- Disablement Benefit
- Domiciliary Care Allowance
- Farm Assist
- Guardian's Payment
- Illness Benefit (long -term)
- Invalidity Pension
- Job Initiative Scheme
- Jobseeker's Allowance (long term)
- Jobseeker's Transitional Payment
- Magdalen Commission Scheme
- Death Benefit Scheme (under the Occupational Injuries Scheme)
- One-Parent Family Payment
- Partial Capacity Benefit
- Rural Social Scheme
- State Pension (Contributory)
- State Pension (Non-contributory)
- Supplementary Welfare Allowance (long-term)
- Tús (community work placement initiative)
- Widow’s, Widower’s or Surviving Civil Partner’s (Contributory) Pension
- Widow’s, Widower’s or Surviving Civil Partner’s (Non-contributory) Pension
- Work Placement Experience Programme
Factsheet
Tables
Social insurance payments
Maximum weekly rate (from January 2025) |
Personal rate | Increase for a Qualified Adult (IQA) |
Child Support Payment* under 12 |
Child Support Payment* aged 12+ |
---|---|---|---|---|
State Pension (Contributory) |
||||
Personal rate Under 80 |
€289.30 | See IQA below | €50 | €62 |
Personal Rate Aged 80 and over |
€299.30 | See IQA below | €50 | €62 |
Increase for Qualified Adult Under 66 |
€192.70 | |||
Increase for Qualified Adult 66 and over |
€259.40 | |||
Widow’s/ Widower’s /Surviving Civil Partner’s (Contributory) Pension/ Deserted Wife’s Benefit |
||||
Under 66 | €249.50 | €50 | €62 | |
Aged 66 and under 80 |
€289.30 | €50 | €62 | |
Aged 80 and over |
€299.30 | €50 | €62 | |
Invalidity Pension | €249.50 | €178.30 | €50 | €62 |
Carer’s Benefit | €261 | €50 | €62 | |
Disablement Benefit | €275 | €50 | €62 | |
Jobseeker’s/ Illness/ Health and Safety / Injury Benefit |
€244 | €162 | €50 | €62 |
Maternity/ Paternity/ Adoptive/ Parent’s Benefit |
€289 | |||
Death Benefit | ||||
Under 66 | €274.50 | €50 | €62 | |
Aged 66 and under 80 |
€293.70 | €50 | €62 | |
Aged 80 and over |
€303.70 | €50 | €62 |
- Previously known as ‘Increase for Qualified Child’
Social assistance payments
Maximum weekly rate (from January 2025) |
Personal rate | Increase for a Qualified Adult (IQA) |
Child Support Payment* under 12 |
Child Support Payment* aged 12+ |
---|---|---|---|---|
State Pension (Non-Contributory) |
||||
Aged 66 and under 80 |
€278.00 | €50 | €62 | |
Aged 80 and over |
€288.00 | €50 | €62 | |
Increase for Qualified Adult Under 66 |
€183.60 | |||
Carer’s Allowance | ||||
Under 66 | €260.00 | €50 | €62 | |
Aged 66 and over | €298.00 | €50 | €62 | |
Disability Allowance/ Blind Pension |
€244 | €162 | €50 | €62 |
Widow’s/ Widower’s/ Surviving Civil Partner’s (Non-Contributory) Pension |
€244 | |||
One-Parent Family Payment/ Deserted Wife’s Allowance |
€244 | €50 | €62 | |
Farm and Fish Assist | €244 | €162 | €50 | €62 |
Jobseeker’s Allowance | ||||
Under 25 | €153.70 | €153.7 | ||
Aged 25 and over | €244.00 | €162 | €50 | €62 |
Supplementary Welfare Allowance |
||||
Under 25 living independently with State support |
242.00 | 162 | 50 | 62 |
Under 25 not living independently |
€153.70 | €153.7 | ||
Aged 25 and over | €242 | €162 | €50 | €62 |
- Previously known as ‘Increase for Qualified Child’
Child Benefit
Child Benefit | 2025 Monthly Rate |
---|---|
For each child | €140 |
Twins | Paid at one and a half times the normal monthly rate for each child |
All other multiple births | Paid at double the normal monthly rate for each child |
Newborn Baby Grant | Bonus payment of €280 in addition to the first month of Child Benefit (€140) for children born on or after 1 December 2024 |
Employment programmes
An increase of €12 per week from January 2025 for those participating in the Community Employment Programme, Rural Social Scheme and Tús and a €24 increase for the Work Placement Experience Programme.
Working Family Payment Thresholds
Working Family Payment Thresholds |
2025 Weekly Income Limit |
---|---|
1 Child | €705 |
2 Children | €806 |
3 Children | €907 |
4 Children | €998 |
5 Children | €1124 |
6 Children | €1240 |
7 Children | €1376 |
8 Children or more | €1472 |
Other Social Welfare Payments
Other Social Welfare Payments |
2025 Rate | Frequency |
---|---|---|
Guardian’s Payment (Con/Non-Con) |
€227 | Weekly Rate |
Fuel Allowance |
€33 | Weekly Rate |
Living Alone Allowance |
€22 | Weekly Rate |
Island Allowance (specified offshore islands) |
€20 | Weekly Rate |
Domiciliary Care Allowance |
€360 | Monthly Rate |
Carer’s Support Grant |
€2000 | Annual Rate |
Widowed or Surviving Civil Partner Grant |
€8000 | Once-off payment |
Pen Pics
State Pension Contributory
Michael is a pensioner in his seventies who lives alone. He receives the maximum State Pension Contributory (SPC), Michael currently receives a State Pension Contributory payment and the Living Alone Allowance, totalling €299.30 per week, plus the seasonal Fuel Allowance of €33 per week.
He will benefit from | Calculation | Value |
---|---|---|
State Pension Contributory Christmas 2024 bonus | 1 | €299.3 |
Personal weekly rate increase | 52 x €12 | €624 |
Living Alone | Lump sum | €200 |
Fuel Allowance | Lump sum | €300 |
State Pension Contributory 2024 October bonus | 1 | €299.3 |
Total post-budget 2025 increase | €1423.30 plus Christmas 2024 bonus |
Familes and Children
Patrick and Alex have three children aged 14, 12 and 8. They currently receive the Working Family Payment (WFP) as well as Child Benefit for their three children.
WFP is 60% of the difference between average weekly family income and the WFP threshold.
WFP weekly income limit will increase by €60 in 2025 regardless of family size.
They will benefit from | Calculation | Value |
---|---|---|
Working Family Payment | €36 x 52 | €1872 |
Working Family Payment | Lump sum | €400 |
Double Child Benefit in November and December 2024 | 100% x 2 | €840 |
Total post-budget 2025 increase | €3112 |
One-Parent Families
Julia is a lone parent with two children aged four and six.
Julia currently receives the maximum One-Parent Family Payment (OFP) with increases for her children which total €324, plus the seasonal Fuel Allowance of €33 per week.
Julia will benefit from | Calculation | Value |
---|---|---|
One-Parent Family Payment Christmas bonus 2024 | 1 | €324 |
Personal weekly rate increase | 52 x €12 | €624 |
Child Support Payment (previously known as Increase for a Qualified Child) | 52 x €8 | €416 |
Child Support Payment | Lump sum of €100 for each child | €200 |
One-Parent Family Payment October 2024 bonus | 1 | €324 |
Fuel Allowance | Lump sum | €300 |
Double Child Benefit in November and December 2024 | 100% x 2 | €560 |
Total post-budget 2025 increase | €2,424 plus Christmas 2024 bonus |
Carers
Orla has two children, aged 13 and 8 and is a carer for one of her children.
Orla currently receives Carer’s Allowance with increases for her children which total €348 per week.
Her weekly Child Support Payment (previously known as Increase for a Qualified Child) has increased by €8 for her older child and €4 for her younger child.
Orla will benefit from | Calculation | Value |
---|---|---|
Carer’s Allowance Christmas 2024 bonus | 1 | €348 |
Personal weekly rate increase | 52 x €12 | €624 |
Child Support Payment (CSP) | 52 x €12 | €624 |
CSP | Lump sum of €100 for each child | €200 |
Carers Allowance + CSP October 2024 bonus | 1 | €348 |
Carer’s Support Grant | Rate increase plus lump sum | €550 |
Double Child Benefit in November and December 2024 | 100% x 2 | €560 |
Total post-budget 2025 increase | €2906 | |
plus Christmas 2024 bonus |
People with disabilities
Lucas is 28 and lives alone. He has a disability.
Lucas currently receives Disability and Living Alone Allowances, which total €254. He also receives the seasonal Fuel Allowance of €33 per week.
Lucas will benefit from | Calculation | Value |
---|---|---|
Disability Allowance Christmas 2024 bonus | 1 | €254 |
Personal weekly rate increase | 52 x €12 | €624 |
Living alone | Lump sum | €200 |
Fuel Allowance | Lump sum | €300 |
Disability Support | Lump sum | €400 |
2024 Disability Allowance October bonus | 1 | €254 |
Total post-budget 2025 increase | €1778 | |
plus Christmas 2024 bonus |
Pensions
Robert and Anne are in their seventies. Robert receives the maximum State Pension Contributory (SPC) with an increase for Anne. They currently receive a weekly rate of €525.90 (€277.30 + €248.60) and a seasonal Fuel Allowance of €33 per week.
They will benefit from | Calculation | Value |
---|---|---|
State Pension Contributory Christmas 2024 bonus | 1 | €525.9 |
Personal weekly rate increase | 52 x €12 | €624 |
Increase for Qualified Adult weekly rate increase | 52 x €10.80 | €561.6 |
Fuel Allowance | Lump sum | €300 |
2024 State Pension Contributory October bonus | 1 | €525.9 |
Total post-budget 2025 increase | €2011.5 | |
plus Christmas 2024 bonus |