Rules on liability and mandatory insurance linked to residence or employment in another Member State
- Foilsithe: 8 Nollaig 2020
- An t-eolas is déanaí: 22 Aibreán 2021
Liability
Mandatory Insurance
There are two mandatory insurances in Ireland, Motor insurance and Public Liability insurance (if you are a business owner).
When you register a car in any EU country, you must insure it for third party liability. This compulsory insurance is valid in all other EU countries. It covers you if you have an accident causing damage to property or injury to anyone other than the driver. It doesn't cover other costs (e.g. the cost of repairs to your own vehicle).
You can also take out additional, optional insurance, called first party liability, covering other risks. This insurance extends your cover (e.g. to injuries to the driver, damage to your vehicle, theft of your vehicle/its contents, vandalism, and legal assistance).
You can learn more car insurance here.