Seirbhís
Debt Settlement Arrangements
Ó Seirbhís Dócmhainneachta na hÉireann
Foilsithe
An t-eolas is déanaí
Teanga: Níl leagan Gaeilge den mhír seo ar fáil.
A Debt Settlement Arrangement (DSA) is an insolvency solution for people who have unsecured debts - credit cards, loans, overdrafts and so on. For mortgage-related debt please see Personal Insolvency Arrangement.
A Debt Settlement Arrangement is a formal agreement with creditors that allows for some write off of debt. With this solution a person agrees to pay a percentage of their overall debt over a specified period of time. At the end of that period of time they will be solvent.
In order to apply for a Debt Settlement Arrangement, a person should contact a Personal Insolvency Practitioner (PIP) - these are a network of qualified professional advisors regulated by the ISI to deal with Debt Settlement Arrangements and are experts in the area of debt advice.
Personal Insolvency Practicioners are located around the country and you can see them here or call the ISI's Information Line on 01 764 4200 or free text ISI to 50015 for a callback from our information line.
More information on this solution can be found in the guides below.
